What is gambling actually costing you?
Most people guess low, because losses arrive in small, forgettable pieces. Set your average monthly loss below — the projection uses the exact same math as the Cashout app, nothing inflated.
Kept, not gambled — over 5 years
That's $3,600 this year alone — money that stays yours from the day you stop.
How the math works
The calculator takes your average monthly loss and projects it forward:
monthly × 12 for a year, monthly × 12 × 5 for
five years. Deliberately simple — no assumed investment returns, no
"what if you'd bought bitcoin" tricks. Just the money itself, kept
instead of gambled.
If anything, it's an undercount. It ignores interest on gambling debt, overdraft and late fees, and the earning power lost to the worst days. The real number is almost always bigger.
Why seeing the number matters
Casinos and betting apps work hard to keep losses feeling abstract — chips instead of cash, credits instead of dollars, ten small deposits instead of one big one. Research on gambling harm consistently finds that people underestimate their losses, often by half. A single concrete number cuts through that. It's the first screen we show in the app for the same reason.
Whatever your number is: it stops growing the day you stop. That's the entire pitch. Cashout helps you make today that day — and if you're in crisis right now, skip the app and get free help immediately.